Proverbs 27:12-14

International Standard Version

¹² Those who are prudent see danger and take refuge,
    but the naïve continue on and suffer the consequences.
¹³ Take the coat of anyone who puts up security for a stranger;
    hold it in pledge if he cosigns for an immoral woman.

¹⁴ A friend’s loud blessing early in the morning
    will be thought of as a curse.